Financeirização da educação superior privado mercantil: implicações sobre o financiamento estudantil da Estácio Participações S.A

Abstract

The following study has as aims to investigate the student financing from Estácio Participações S.A. The research has as general goal to analyze the strategies and actions that Estácio Participações S.Ahave been using to expand its capital due student financing. For that, this study has three particular purpose: To recognize the main normative measures that supports the development of private-merchant high education; to identify the types of privatemerchant high education from Estácio Participações S.A and analyze the own and parceled private financing from Company Estácio – (PAR). The study searches and demonstrate how the major state Brazilian policies since the Federal Constitution (CF/1998), Guidelines and Bases of Education Law 9394/1996 (LDB/96), The Student Financing (Fies) and the University for all Program (ProUni) contributed to the expansion of private-merchant high education and the way as they were introduced in a politic project, economic and social, moreover, the current context of development capitalist mode of production those policies have enabled the financing process in high education. In this sense, was formulated as methodological path, the case study of the educational company, Estácio Participações S.A, with the analysis documentation progress and bibliographic searches, because has as primary resources the company reports (2010-2017), reports of Fies management (2010-2017) and data from National Institute of Educational Studies and Research Anísio Texeira (INEP) about high education (2001-2016), as well as news and material statements served to websites that treat the theme on screen. The results indicate that the state policies after CF/1988- LDB, Fies, and ProUni – contributed substantially to the private-merchant high education growth and they are policies that feature contradictions, besides what, this state actions gave great guarantee that the process of financialization to establish in education, what consolidates the a commercialization of public education. The study emphasizes the fiscal adjustment progress in the nation and with that the Fies restrictions allowed the strategies and actions for the educational enterprises could launch private financing, as instance by PAR at Estácio Participações S.A.This student financing is student to the speech of the interest or emphasized when the evaluation, only corrections, further when it analyzes the agreement for interest, out to the value of the evaluation of semestralities contracted, about the interest.